Jewelry is more than just an accessory. It can hold great memories, significance, and value that you will want to hold onto forever. Maybe you just got engaged, or you lost a loved one and inherited some of their most meaningful gems. Some may think that getting their jewelry appraised is just an extra and unnecessary step, but the truth is, getting an appraisal for some of your most cherished pieces could save you later down the line. Here’s why we believe getting your jewelry appraised is more important than you may realize.
Understanding the value of what you own?
There are several important reasons to have your jewelry appraised, and taking that extra step is always worthwhile. Let’s explore the different purposes an appraisal can serve.
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Insurance protection - Insurance protection is arguably the most common reason that people get their jewelry appraised. Whether your valuable piece of jewelry gets lost or stolen, appraisals will give you the documentation that you need for insurance coverage on your jewelry. This will allow your insurer to pay out the value of your item so you can replace it with a piece of the same value, rather than having to settle for one for less. King Jewelers offers jewelry insurance through Zillion.
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Knowing your jewelry’s worth - Obtaining an appraisal will allow you to find out the true value of your jewelry item. The value of different metals and gemstones is always fluctuating, and understanding the value that your piece possesses will keep you up to date on how much your piece is worth if you are interested in knowing or selling. If you are contemplating selling an item, this would be essential information to understand.
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Custom Jewelry and Craftsmanship
Maybe you just got gifted a piece of custom jewelry, and you are curious to know the value of the piece, along with all of the different assets that may have gone into it (potentially giving it an increase in value). Understanding the craftsmanship of your piece can give you a different perspective and appreciation of the item and provide you with any details you may want to know about your custom piece.
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Fair Market Appraisals for Heirlooms - Because jewelry is often very significant and passed down through families, getting a loved one's piece of jewelry appraised can bring peace and closure, help with understanding the piece's value if looking to distribute finances, or keep your loved ones' cherished items protected.
How often should you be getting your jewelry appraised?
It is recommended that you get your jewelry appraised roughly every 2-5 years due to the fact that the price and value of different gems, metals, and diamonds are always changing. It is strongly encouraged to stay on top of your jewelry appraisals, particularly for insurance purposes, because in the event that something happens to your jewelry, you may be insured less on your piece if the value of your item has changed since your last appraisal. In order to stay up to date on the value of your items, getting them appraised every few years would be the best approach.
Appraisals at King Jewelers
King Jewelers offers professional appraisals by appointment in our Cohasset showroom. Our knowledgeable appraiser, Lori Coogan, brings over 30 years of experience in the jewelry industry and has worked with fine retailers across New England. Lori is a Graduate Gemologist in Residence from the Gemological Institute of America, a member of the National Association of Jewelry Appraisers, a Candidate Member of the American Society of Appraisers, and an Accredited Senior Gemologist with the Accredited Gemologists Association.
We begin every King Jewelers appraisal with a detailed, in-person examination of your jewelry, ensuring a thorough and professional assessment. We'll start by discussing the purpose of the appraisal and reviewing any supporting documents you may have, such as lab reports, receipts, or warranties. Each item is then carefully examined under magnification to identify any damage, assess gemstone condition, and perform a detailed cleaning. We document all physical attributes with photographs and notes to ensure an accurate and protective report. Diamonds of a certain size are fully graded using GIA standards, and all items are screened for undisclosed lab-grown stones. Within one to two weeks, you'll receive a digital, USPAP-compliant appraisal report, ready for insurance or personal documentation.
Whether you need an appraisal for insurance, estate planning, or peace of mind, Lori will provide a thorough and accurate evaluation to keep your most treasured pieces documented and protected. Book your appraisal appointment at King Jewelers today—and keep your jewelry as secure as it is beautiful.
For over 100 years, King Jewelers has been the South Shore’s trusted destination for fine jewelry, serving Cohasset and the surrounding communities with exceptional craftsmanship and customer service. As a family-owned business, King Jewelers offers an exquisite selection of engagement rings, wedding bands, estate jewelry, gemstones, and timeless pieces for every occasion. Their expert team also provides on-site repairs, appraisals, custom designs, and cash-for-gold services. Whether celebrating a milestone or simply looking for something special, King Jewelers is dedicated to helping you find the perfect piece while delivering a personalized and welcoming experience.
